The Modern Investor

Written by Human Advisors, for Human Investors

Prefer YouTube?

Eric Blattner 6/12/25 Eric Blattner 6/12/25

The Mega Backdoor Roth to Create After-Tax Wealth

For high-income earners seeking smarter ways to grow their retirement savings, the Mega Backdoor Roth strategy offers a powerful solution. This strategy could unlock tax-free growth potential while reducing future required minimum distributions (RMDs). Imagine creating a $1.5 million bucket of tax-free income over 20 years—all while maximizing your retirement planning flexibility. Dive into our guide to learn how the Mega Backdoor Roth could transform your financial future.

Eric Blattner 8/4/23 Eric Blattner 8/4/23

Earn too much for a Roth IRA? Two considerations before you use the ‘backdoor’ Roth IRA.

The backdoor Roth IRA strategy can be an effective way for high-income individuals and families to save for retirement. Be careful to avoid common pitfalls that might create unexpected and unwanted taxes. Consider all your options and try to think holistically about retirement – few if any solutions are one-size-fits-all.

Eric Blattner 3/9/23 Eric Blattner 3/9/23

New Employer? Things to Consider Regarding the Old Retirement Plan.

You have a new employer. What should you do with the old 401(k) or retirement plan assets? Leave it where it is, bring to the new employer’s plan, or rollover into an IRA? Here are some of the key considerations around taxes, investment options, and fees, as well as a few other items to take into account.