The Modern Investor

Written by Human Advisors, for Human Investors

Prefer YouTube?

Eric Blattner 6/12/25 Eric Blattner 6/12/25

The Mega Backdoor Roth to Create After-Tax Wealth

For high-income earners seeking smarter ways to grow their retirement savings, the Mega Backdoor Roth strategy offers a powerful solution. This strategy could unlock tax-free growth potential while reducing future required minimum distributions (RMDs). Imagine creating a $1.5 million bucket of tax-free income over 20 years—all while maximizing your retirement planning flexibility. Dive into our guide to learn how the Mega Backdoor Roth could transform your financial future.

Eric Blattner 9/5/24 Eric Blattner 9/5/24

Time to Consider Roth Conversions?

Would you like to pay more income tax this year? It might not be as crazy as it sounds. Roth conversions – the process of moving money from a pre-tax retirement account to a tax-free, Roth alternative – can be a powerful retirement income planning and tax planning tool. But it likely means pulling income from the future to the present, along with any associated income tax.